In work injury cases, injured employees may have a number of possible avenues in which to pursue monetary compensation for the damages suffered. One of the first, of course, is workers’ compensation. This is a no-fault system wherein the employer is responsible to pay into an insurance program that provides medical and wage loss benefits for workers injured on-the-job. This system does not allow workers to collect compensation for non-economic damages, such as for pain and suffering, and their wage loss compensation may be limited.
This is why it’s important for injured workers to ask their workers’ compensation attorney about the possibility of pursuing third-party liability. Third parties that might be liable for a worker’s injury could include:
- Manufacturer/ designer/ distributor of dangerous products/ machinery/ equipment/ vehicles;
- The at-fault driver (if the injury was caused by a motor vehicle collision);
- The at-fault driver’s employer;
- The owner of the vehicle driven by at-fault driver;
- The property owner;
- The general contractor;
- Other subcontractors.