Harris v. Haynes, an appeal heard before the Supreme Court of Tennessee, involved a claimant ("Claimant") who was working as a police officer for the local sheriff's office. Claimant was assisting with a traffic control operation when a woman driving a pickup truck ("Defendant") ran into him.
Claimant applied for and was awarded workers' compensation benefits to compensate him for lost wages and medical bills. Claimant also filed a civil lawsuit against Defendant under a theory of negligence. The trial court entered a default judgment against Defendant and awarded Claimant and his wife $1,250,000 million in damages.
Claimant also filed a claim against the state risk management ("SRM") department under the uninsured motorist (UIM) plan. Claimant and SRM filed cross summary judgment motions. While parties acknowledged that claimants who receive workers' compensation benefits are not also eligible to collect on an uninsured motorist policy, Claimant argued that a portion of the state code conflicted with that prohibition under this particular set of circumstances.
Our Charlotte, North Carolina injury attorneys who represent people injured on the job understand that there are often issues that arise when there are more parties involved in a workers' compensation action than simply the employee and his or her employer.
The trial court granted SRM's motion for summary judgment on grounds that the SRM is a state insurance pool and Employer had specifically rejected UIM coverage when signing the policy contract.
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