As it now stands, there are two types of workers: Employees and independent contractors. Now, a number of technology firms, like Uber and others, are seeking the creation of a third category of worker, somewhere in between.
In workers’ compensation law, the categorization of an worker is critical. Employees, by-and-large, are covered by workers’ compensation insurance if they are injured or become ill on-the-job or in the course and scope of employment. Independent contractors, meanwhile, cannot expect these protections.
The former should receive relatively quick response from the company on coverage of medical bills and a portion of lost wages and/or death benefits. For them, negligence is generally not a factor that precludes them from benefits, though they are generally less than what one might receive prevailing in court. Independent contractors can take the companies for which they work to court for injuries or illness, and they can even receive compensation for losses like pain-and-suffering (not available to workers’ compensation recipients) – but they have to prove negligence. Continue reading